BMC provides basic life coverage at two times your annual base salary, rounded to the next highest $1,000 and up to $2 million maximum benefit. If you are working at age 70, your benefit will be reduced by 35%; at age 75, it will be reduced by 50%.

Lincoln Financial administers life and AD&D plans for BMC.

No, BMC does not provide basic AD&D. You can, however, enroll in optional AD&D insurance. Choose an amount equal to one, two, three, four, or five times your annual earnings, up to a maximum of $500,000.

You can purchase additional life insurance coverage for yourself and your family during Annual Enrollment in these amounts:

• Employee – One to five times your annual base salary (combined maximum with basic life insurance is lesser of seven times base salary or $2 million)

• Spouse – In increments of $25,000, up to the lesser of your total life insurance amount or $250,000

• Children –$5,000, $10,000 or $15,000

Proof of good health, also known as Evidence of Insurability (EOI), requests information on the condition of your health or your dependent’s health to get certain types of insurance coverage. EOI may be required if you select a coverage amount higher than your approved amount.

Yes, during Annual Enrollment, you will make beneficiary designations. Beneficiaries include an individual(s) or an established Estate or Trust.

Lincoln Financial agreed to transfer EOIs to BMC that were approved through Compuware’s contract. However, if you select an amount higher than your approved amount, you may need to provide EOI.

To continue InfoArmor in 2021, you must elect InfoArmor during the 2021 BMC Annual Enrollment (AE). InfoArmor will transfer your history to your new InfoArmor account with BMC after AE. Please note: InfoArmor is now Allstate Identity Protection. The website has a new look, but you won’t need to re-enter your personal information or update your login information.

To continue legal plan coverage for 2021, you must elect MetLife during BMC Annual Enrollment, November 2 – 13.

No, the coverage will end on December 31, 2020, and there is no option to convert it to a personal policy.

You have up to 12 months to file a Group Accident or Critical Illness claim from the date of the incident or date of service. If you have questions, log on to your MetLife’s self-service website MetLife.com/MyBenefits or contact MetLife at 800-GET-MET-8 (800-438-6388), Monday through Friday.

Yes, you can request to continue either or both coverages within 31 calendar days from the December 31, 2020, contract termination. MetLife will send you a letter in January 2021 with instructions if you wish to continue your Group Accident and/or Critical Illness coverage. If you have any questions, contact MetLife at 800-GET-MET-8 (800-438-6388), Monday through Friday.