Making changes to your elections

Changing Your Elections

Generally, any benefit choices that you make upon joining BMC as a new employee remain in effect for the entire calendar year. In some situations, you can make limited changes to your coverage during the year. Those situations are called qualified family status changes (life events).

You have 31 days from the date of the qualified family status change (life event) to make new benefit elections for the remainder of the year. Changes are allowed only for the benefit coverages that are consistent with the change. (For example, the birth of a child allows you to add your new dependent to your health plan and to add dependent life insurance.)

Two ways to make a change:

Online

1) Log on to the MyBMC Rewards website.

2) Click on the Life Changes tab.

3) Select the life event from the drop-down menu.

4) Follow the instructions.

By Phone
Your Benefits Resources
1-877-BMC-4849

8 a.m. and 9 p.m. (Eastern time)
Monday - Friday.

What qualifies as a family status change?

The following events may qualify as family status changes (life events):

  • Marriage or divorce
  • Formation or dissolution of a domestic partnership
  • Birth, adoption or placement for adoption of a child
  • Death of your spouse, domestic partner or dependent
  • Change in your spouse’s/domestic partner’s employment
  • Loss of other health care coverage (if you elected “No coverage” because other coverage was available)
  • Your child loses eligibility as a dependent (When your covered child turns age 26 he or she will be eligible for COBRA.)
  • Loss of COBRA coverage
  • A Qualified Medical Child Support Order (QMCSO) or other court order is issued
  • You or your spouse/domestic partner goes on or returns from an unpaid leave of absence
  • Significant change in coverage or cost of coverage provided to your spouse/domestic partner by his or her employer
  • You, your spouse/domestic partner or dependent becomes eligible for Medicare or Medicaid

Keep Your Address Up to Date

Be sure to keep your current address and your dependents’ addresses on file with Your Benefits Resources Benefits Center.

It is critical that you maintain your current address and other contact information on Employee Direct Access (EDA) so that you receive benefits communications in a timely manner. You can access EDA through the Oracle logon link on the BMC intranet home page.

If You Leave BMC

If you leave BMC, you may be eligible to continue your health care coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA). Information about continuation of coverage and the conditions and requirements for obtaining this coverage will be sent to your home address. In addition, you can call Your Benefits Resources at 1-877-BMC-4849 to speak with a Benefits Representative. Read more or go online to MyBMC Rewards.

Life insurance, short-term and long-term disability and prepaid legal benefit coverage ends on your last day worked at BMC, but health insurance coverage ends on the last day of the month in which any of the following occur:

  • Your employment status changes from full-time to part-time
  • You terminate employment
  • Your dependents are no longer eligible
  • The benefit plan is discontinued