Finding the right child, elder or even pet care solution can be challenging. When regular care arrangements fall through, it can be difficult to find quality backup care alternatives. BMC has partnered with Bright Horizons Family Solutions to offer you the Backup Care Advantage Program, giving access to a national network of high-quality care solutions for both your children, elderly family members, and pets. The company provides Backup Care to you automatically – you do not need to enroll in this coverage.
The Backup Care Advantage Program can help when:
Cost of Service
BMC covers the majority of expenses for up to 10 days of backup care per year, per employee. If you decide to use any of the recommended services, the copays are:
Register in Advance
Register in advance so that you are ready to use the Back-Up Care Advantage Program when you need care. You can register two ways: Online at clients.brighthorizons.com/bmc and enter the BMC employer username: BMC and password: care4you, or call the toll-free number at 1-877-BH-CARES (1-877-242-2737). Care Consultants are available 24 hours per day, 7 days a week. You will be asked to provide the care recipient name, birth date, any known allergies and an emergency contact.
Enhanced Family Supports
You also have access to additional family resources to help you secure your own regular, ongoing care needs, through Bright Horizons CareDirect™ including:
— Babysitters, nannies, adult caregivers, and pet sitters
— Eldercare resources, planning, and referrals
— Tutoring, test prep and homework help
— Housekeepers and additional homework help.
Bright Horizons Family Solutions is the world's leading provider of employer-sponsored child care, early education and work/life solutions. It manages more than 750 full-service and backup child care centers around the world.
Pet Care (Rover.com)
The Backup Care Advantage Program includes pet care. You can exchange 8 hours (1 day) of backup care for a $150 voucher to use at rover.com. To use this benefit, go to clients.brighthorizons.com/bmc to register.
You can also get personalized virtual tutoring support for you or other learners in your life through your backup care benefit. You can exchange 8 hours of backup care (1 day) for 4 hours of virtual tutoring (maximum of 40 hours per benefit year) and pay only $6 an hour.
Virtual Tutoring vendors: Revolution Prep, Varsity Tutors and Sylvan Learning.
Virtual tutoring through Backup Care includes:
Download the Backup Care App
The IRS considers the fair market value amount of your Bright Horizon’s benefit minus what you’ve paid for your Bright Horizon’s copay, if applicable as imputed income. This means you will see this value on your annual W-2 statement, and it will also be subject to taxes and reflected on your paycheck.
The Departments of the Treasury, Labor, and Health and Human Services (the Departments) have issued the Transparency in Coverage final rules (85 FR 72158) on November 12, 2020. The final rules require non-grandfathered group health plans and health insurance issuers in the individual and group markets (plans and issuers) to disclose certain pricing information. Under the final rules a plan or issuer must disclose in-network negotiated rates and billed and out-of-network allowed through machine-readable files posted on an internet website. Plans and issuers are required to make these files public for plan policy years beginning in 2022. This material is for information only. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. You can access the BMC machine readable files here.