Commuter Account

Pay for eligible transit and vanpool expenses from your paycheck on a before-tax basis.

Overview

The Commuter Account, administered by Your Spending Account™ (YSA), offers you both tax-savings and convenience. This benefit lets you pay for eligible transit and vanpool expenses from your paycheck on a before-tax basis.

To participate, you create an account on the YSA website and elect an amount up to $130 per month before-tax. You can also elect after-tax contributions, and pay for contributions with a credit card. YSA will send you a reloadable Commuter Account card when you place your order. You decide how much to load on the card each month, or you can set up a recurring amount to have it done automatically. You can use the card where you pay for transit expenses.

You can enroll or change your Commuter Account elections on the YSA website as often as once a month throughout the year. Commuter Account orders must be placed by the 10th of the month to be effective for the following month. For example, if you want to use the plan in the month of January, you must make your elections by December 10.

Employee Only
Your Spending Account

Plan Details

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Machine Readable Files

The Departments of the Treasury, Labor, and Health and Human Services (the Departments) have issued the Transparency in Coverage final rules (85 FR 72158) on November 12, 2020. The final rules require non-grandfathered group health plans and health insurance issuers in the individual and group markets (plans and issuers) to disclose certain pricing information. Under the final rules a plan or issuer must disclose in-network negotiated rates and billed and out-of-network allowed through machine-readable files posted on an internet website. Plans and issuers are required to make these files public for plan policy years beginning in 2022. This material is for information only. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. You can access the BMC machine readable files here.