You are viewing the 2026 Benefits Guide. If you need to view the 2025 Benefits Guide click here.

Identity Theft Protection

Affordable peace-of-mind credit monitoring and identity theft protection

Protecting your personal information has never been more important. That’s why BMC offers  U.S. employees Allstate Identity Protection® with expanded coverage and new cybersecurity tools.

Millions of Americans are victims of identity fraud each year. Thieves can use your name or Social Security number to get a new credit card, change your bank account password, or even wire money. With Allstate Identity Protection, you’ll have the tools and support you need to help prevent identity theft, monitor for suspicious activity, and recover if your identity is ever compromised.

Features of the comprehensive identity protection plan include:
  • Identity and Credit Monitoring. Proactive monitoring for the most damaging types of fraud. Your credit is monitored through TransUnion, Equifax, and Experian.
  • Credit Scores and Reports. Access a monthly credit score and an annual credit report from TransUnion to help detect misuse quickly.
  • Threshold Monitoring. Set limits and manage transactions across all your accounts in one place.
  • Financial Transaction Monitoring. Get alerts on suspicious activity across credit, debit, and checking accounts.
  • Social Media Reputation Monitoring. Receive actionable alerts to help defend against reputational damage or cyberbullying on Facebook, LinkedIn, Twitter, and Instagram.
  • Wallet Protection. Quickly replace the contents of a lost or stolen wallet through Allstate’s secure online vault.
  • Digital Exposure Report. Gain visibility into your exposed information online through Allstate’s deep internet search.
  • Privacy Advocate® Remediation. Experts guide you through the identity restoration process and fight back against identity thieves.
New for 2026

This year, Allstate Identity Protection is enhanced with even more tools and greater coverage:

  • Up to $5 million in identity theft insurance (increased from $1 million)
  • Ransomware expense reimbursement
  • Mobile device security (protect up to 10 devices)
  • Antivirus and firewall protection
  • Webcam and web-filtering security
  • Safe browsing and phishing protection
  • Password manager to keep your credentials secure
  • Scam-fighting tools to help you avoid fraud
  • Data removal tool to help limit your digital footprint
  • Enhanced social media monitoring with expanded protections
How to Enroll

You can sign up for Allstate Identity Protection during Annual Enrollment or as a new hire when you first become eligible for benefits.

  • Log in to mybmcrewards.com
  • Select Enroll in Benefits
  • Choose Allstate Identity Protection from the list of available benefits
  • Complete your enrollment and watch for a welcome email from Allstate with setup instructions
After You Enroll

After you enroll for this coverage, you’ll receive instructions from Allstate Identity Protection to set up your account. You’ll log in to myaip.com to activate the plan’s features and store sensitive information in Allstate's secure vault. If you enrolled in family coverage, add information about family members.

Continuing Coverage When You Leave BMC

When your BMC employment ends, you can continue or “port” this coverage to an individual policy directly through Allstate. By continuing your coverage, you benefit from group rates, which are generally lower than those for individual policies. You have 90 days from your last day of employment to contact Allstate to arrange coverage. If you have questions about continuing your ID Theft policy, contact Allstate at 1-800-789-2720.

Employee Only
Employee + Spouse/Domestic Partner
Employee + Child(ren)
Employee + Family
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Plan Details

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Machine Readable Files

The Departments of the Treasury, Labor, and Health and Human Services (the Departments) have issued the Transparency in Coverage final rules (85 FR 72158) on November 12, 2020. The final rules require non-grandfathered group health plans and health insurance issuers in the individual and group markets (plans and issuers) to disclose certain pricing information. Under the final rules a plan or issuer must disclose in-network negotiated rates and billed and out-of-network allowed through machine-readable files posted on an internet website. Plans and issuers are required to make these files public for plan policy years beginning in 2022. This material is for information only. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. You can access the BMC machine readable files here.

Electronic 1095-C Forms Available

Your IRS Form 1095-C is available electronically through Alight.

  • Current employees who use Single Sign-On (SSO) can access their form at mybmcrewards.com.
  • Former employees or current employees not connected to VPN can log in directly at yourbenefitsresources.com/bmc using their credentials.

If you have trouble accessing your form, please contact the Alight Benefits Center at 1-877-262-4849 Monday through Friday from 8 a.m. to 9 p.m. EST.