You are viewing the 2025 Benefits Guide. If you need to view the 2024 Benefits Guide click here.

Pet Insurance

Covering a range of pet care services from wellness to medical treatment.

Pet Insurance covers a range of pet care services from wellness care to treatment of significant medical problems. My Pet Protection from Nationwide, provided by MetLife, provides benefits for veterinary treatments related to accidents and illnesses, including cancer. Medical policies cover diagnostic tests, X-rays, prescriptions, surgeries, hospitalization and more. Competitively-priced wellness coverage can be added to any plan.

Plan Options

Major Medical
  • Typical cost starts at $29/month*
  • Highest reimbursement for accidents & illnesses, including cancer
  • $250 annual deductible
  • Coverage for specified hereditary conditions
Pet Wellness
  • Typical cost starts at $21/month*
  • Covers wellness exams including vaccines, flea treatment and nail trims
  • No deducible
Whole Pet with Wellness
  • Typical cost starts at $47/month*
  • Examples of Covered Conditions:
    • Ear infections
    • Skin rashes
    • Abscesses
    • Cancer
    • Respiratory problems
    • Kidney & bladder infections
    • Leukemia
    • Diabetes
    • Accidents
    • And more

*Medical premiums vary based on the age of the pet, species, size (as an adult), and state of residence. Wellness premiums vary based on species of pet and state of insurance. Wellness plans are not available in all states.

Additional information is available through MetLife at 1-800-GET-MET-8 (1-800-438-6388) or at www.metlife.com/mybenefits.

Employee Only
MetLife (Pet)
MetLife (Pet)

Plan Details

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Machine Readable Files

The Departments of the Treasury, Labor, and Health and Human Services (the Departments) have issued the Transparency in Coverage final rules (85 FR 72158) on November 12, 2020. The final rules require non-grandfathered group health plans and health insurance issuers in the individual and group markets (plans and issuers) to disclose certain pricing information. Under the final rules a plan or issuer must disclose in-network negotiated rates and billed and out-of-network allowed through machine-readable files posted on an internet website. Plans and issuers are required to make these files public for plan policy years beginning in 2022. This material is for information only. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. You can access the BMC machine readable files here.