Life and Accident Insurance
BMC Software provides you with a firm foundation of income protection benefits. In addition, you can supplement your company-provided coverage to further protect your income should you die or become disabled. Life and Accidental Death and Dismemberment (AD&D) Insurance is now provided by Aflac.
Business Travel Accident Insurance
Offered through Chubb, Business Travel Accident (BTA) insurance is provided to all employees free of charge. BMC Software provides business travel accident insurance to you automatically – you do not need to enroll in this coverage.
BTA is a type of Accidental Death and Dismemberment (AD&D) insurance, so it pays a benefit if you die or become disabled as a result of a covered accident while traveling on business for BMC. The BTA insurance benefit is paid in addition to benefits paid from the Life and Optional AD&D insurance you may have.
The plan pays three times your salary up to a maximum of $1.5 million to your beneficiary in the event of your death while traveling on business. For family members who travel with you on an authorized trip or relocation, the plan provides $100,000 coverage for your spouse and $50,000 coverage for each child.
Learn more about this benefit.
Optional Accidental Death & Dismemberment Insurance
Aflac's optional Accidental Death and Dismemberment (AD&D) insurance offers financial benefits in the event of accidental death or serious injury. Employees can purchase coverage for themselves, their spouse or domestic partner, and their children.
- Employee coverage is available in $10,000 increments, up to a maximum of $500,000.
- Spouse or domestic partner coverage is available in $5,000 increments, up to a maximum of $250,000.
- Coverage for a child can be purchased up to $75,000.
The total coverage for a spouse, domestic partner, or child cannot exceed the employee's coverage amount.
Learn more about this benefit.
Levels of Coverage
Employee Only
Provider(s)
Plan Details
Machine Readable Files
The Departments of the Treasury, Labor, and Health and Human Services (the Departments) have issued the Transparency in Coverage final rules (85 FR 72158) on November 12, 2020. The final rules require non-grandfathered group health plans and health insurance issuers in the individual and group markets (plans and issuers) to disclose certain pricing information. Under the final rules a plan or issuer must disclose in-network negotiated rates and billed and out-of-network allowed through machine-readable files posted on an internet website. Plans and issuers are required to make these files public for plan policy years beginning in 2022. This material is for information only. Health information programs provide general health information and are not a substitute for diagnosis or treatment by a physician or other health care professional. You can access the BMC machine readable files here.