Life and Accident Insurance

Benefits to protect your family in the event of your death or disability.


BMC Software provides you with a firm foundation of income protection benefits. In addition, you can supplement your company-provided coverage to further protect your income should you die or become disabled. Life and Supplemental Accidental Death and Dismemberment (AD&D) insurance are administered by Lincoln. 

Business Travel Accident Insurance

Offered through Chubb, Business Travel Accident (BTA) insurance is provided to all employees free of charge. BMC Software provides business travel accident insurance to you automatically – you do not need to enroll in this coverage.

BTA is a type of Accidental Death and Dismemberment (AD&D) insurance, so it pays a benefit if you die or become disabled as a result of a covered accident while traveling on business for BMC. The BTA insurance benefit is paid in addition to benefits paid from the Life and Optional AD&D insurance you may have.

The plan pays three times your salary up to a maximum of $1.5 million to your beneficiary in the event of your death while traveling on business. For family members who travel with you on an authorized trip or relocation, the plan provides $100,000 coverage for your spouse and $50,000 coverage for each child.

Learn more about this benefit.

Optional Accidental Death & Dismemberment Insurance

You can purchase optional AD&D insurance in an amount equal to one, two, three, four or five times your annual earnings, up to a maximum of $500,000. If the amount purchased is not a multiple of $1,000, this amount will be rounded to the next higher multiple of $1,000.  

Employee Only
Lincoln Financial Group